114 articles
Intelligence Is Free · Part 3 of 5
This is Part 3 of Intelligence Is Free. This is a paradigm shift, not optimization. Why old mental models fail in this new world, and why "10% better" completely misses the point.
Intelligence Is Free · Part 2 of 5
This is Part 2 of Intelligence Is Free. When intelligence is free, competitive advantage shifts from "who has the best analysts" to "who has the best AI architecture." What this means for business strategy.
Intelligence Is Free · Part 1 of 5
This is Part 1 of Intelligence Is Free. Intelligence now costs pennies per million tokens. This isn't faster—it's a fundamentally different capability. Like the transition from ship to plane.
On August 24, 2025, SEPTA cut 32 Philadelphia bus routes — Route 31, the West Philadelphia crosstown, among them. 52,000 students lost their ride.
Philadelphia pulled $1.2B in NIH funding in 2024. Penn alone could lose $250M/year to proposed federal cuts.
Philadelphia's school district used ZIP codes as a race proxy while claiming race-neutrality. The Third Circuit called it out — deeper problem remains.
Rivers Casino for low stakes poker, Roberto Clemente Park for toddler energy, the Rocky steps for cardio, and more — the places that make this city feel like home.
The Army Corps downgraded Eastwick's flood protection from a 100-year to a 5-year levee. Construction now: 2030 at earliest.
Washington Avenue has been a deadly corridor for a decade. 71% of residents chose the safest design. The city scheduled another meeting instead.
How Philly Taxes You · Part 8 of 8
Philadelphia charges lowest-income neighborhoods 4x more in fees per dollar of tax debt than wealthy ones. Bottom quintile generates 56% of fee revenue.
How Philly Taxes You · Part 7 of 8
Philadelphia \u00a7 19-2504 taxes vacant lots at 10% \u2014 the highest rate in the US. The law is on the books but applies to less than 1% of parcels.
How Philly Taxes You · Part 6 of 8
Philadelphia's $2.00 'school district' cigarette tax — higher than NYC's $1.50. A workaround for state preemption that raises $40-80M/year.
Three attempts at guitar, three failures. It requires consistency and life keeps getting in the way. Plus I genuinely struggle to hear the difference between notes unless they're really far apart.
How Philly Taxes You · Part 5 of 8
Philadelphia's Realty Transfer Tax jumped to 3.578% in July 2025 — the second-highest in PA. Combined with the state, every transaction pays 4.578%.
How Philly Taxes You · Part 4 of 8
Philadelphia's tax structure pressures ~9,000 upper-income households to leave each year while locking lower-income families in. A $5 tax cut won't fix it.
How Philly Taxes You · Part 3 of 8
Parker's 0.01% Philadelphia wage tax cut saves a $50K family $5/year. The $1.9B tax generates real revenue; this is theatre.
A 2025 anniversary video. A YouTube comment section where everyone was positive. The animators understood what it meant to us.
How Philly Taxes You · Part 2 of 8
Philadelphia's parking tax sat at 15% for 21 years (1987-2008). The current 22.5% rate is in the upper third of major US cities.
How Philly Taxes You · Part 1 of 8
Philadelphia is one of the last major US cities to tax gross receipts. BIRT charges 1.410 mills on revenue and 5.71% on net income. Phases to zero by 2038.
Most founders think they can't afford a CFO. The math says they can't afford NOT to have one. Here's a pattern I've seen play out dozens of times: A founder raises a seed round, maybe $2-3M. They're running lean—engineers, a designer, maybe a first sales hire. Finance? That's a spreadsheet and an accountant who files taxes quarterly.