The most useful thing you and I can do for Philly is to understand it.

By Nick Jain

Which Philadelphia ZIP codes are missing out on the Homestead exemption

The ZIP-by-ZIP cut of Philly Homeowners Skip $1,400 Homestead Break Each Year, from the same parcel-level property data.

328,429
Houses and rowhomes that could file
223,710
Already have the exemption on file
104,719
Have no exemption on file
Loading Homestead gap heatmap…
Share of owner-occupied houses and rowhomes with no Homestead Exemption on file, by ZIP code.

Homestead exemption counts and frequency by ZIP code


Notes, Sources, and Methodology

The data is the City of Philadelphia’s Office of Property Assessment property and assessment history dataset, pulled October 2026. This is a city-run program administered through the Tax Center and Department of Revenue, not the state program.

Method. Covers houses, rowhomes, and twins only. Condominium and apartment owners are eligible for the exemption but cannot be counted from parcel-level records, so they are excluded from both columns rather than estimated. Filed means an exemption is on file; unclaimed means no exemption and a mailing street that matches the property street. The exemption shields the first $100,000 of assessed value at the current combined city-and-school tax rate of 1.3998%, which is $1,399.80 a home. A ZIP is reported only if it has at least 200 claimable homes; 45 Philadelphia ZIP codes clear that line, and the ones below it are gray on the map.

Limitations. The ownership test recovers 94.7% of the properties that do hold an exemption, so 31.9% unclaimed is a floor, not a ceiling. A missing exemption can also mean a rental, a second home, or an address record that does not line up.